HARP Loan
An affordable alternative to other conventional loans
View the benefits to help decide if it’s right for you
This Type of Mortgage Can
- Benefit you if you have made timely payments on your previous loans and mortgages
- Secure you a more affordable loan rate than your current loan
- Help if you plan on moving in the next 5, 7, or 10 years
Additional Features
- Common Loan Terms are 15, 20, or 30 years
- Recommended if your move is to a new long-term residence
- This loan is regulated by the federal government
Other Information to Consider
- How high your interest rate and monthly payments can go with each
- adjustmentHow frequently your interest rate will adjust
- How soon your payment could go up
- If there is a cap on how high your interest rate could go
- If there is a limit on how low your interest rate could go
- If you will still be able to afford the loan if the rate and payment go up to the maximums allowed under the loan contract
- From consumerfinance.gov
Why choose us?
Our coordinated team can get your loan processed faster than the competition – guaranteed.
Our personable and extremely knowledgeable loan officers will walk you through your first home buying experience so smoothly, your worries will be left behind.